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Private Client Services
Coverage for your Luxuries
Whether your passion is fine art, antique furniture, jewelry, wine, vintage cars or other rarities…
Obtain precise coverage for fine art, wine, jewelry, antiques and other collectibles.
In addition to their cultural and aesthetic value, private collections are investments. These tangible assets require proper insurance protection to help preserve long-term value
Most homeowners policies limit coverage for valuables and exclude coverage for perishables, such as wine. The easiest way to insure these items is via a distinct private collections policy
Safeguard your assets with broad, worldwide protection and up to $100 million in coverage.
The liability coverage within home, auto and watercraft policies is considered “primary” insurance; it responds first in the event of a claim. Excess liability insurance responds after primary limits are exceeded
Typical insurance carriers only allow up to $5 million in excess or “umbrella” coverage. If your family’s net worth exceeds that limit, your personal assets may be exposed