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Private Client Services

Coverage at Home

Protect the unique features of your home from a wide range of circumstances.


Your home is one of the most important aspects of your successful lifestyle. Our far-reaching coverage comes with the flexibility needed to protect unique residences.

  • Many homes are insured based on values that are vastly underestimated, especially those that have undergone expensive home improvements and renovations
  • Most of us think of home values in real estate terms, but insurance values are determined by replacement cost: what it would take to rebuild in today’s market with the same quality and features

For Your Liability

Safeguard your assets with broad, worldwide protection and up to $100 million in coverage.

  • The liability coverage within home, auto and watercraft policies is considered “primary” insurance; it responds first in the event of a claim. Excess liability insurance responds after primary limits are exceeded
  • Typical insurance carriers only allow up to $5 million in excess or “umbrella” coverage. If your family’s net worth exceeds that limit, your personal assets may be exposed
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